Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
MEDICARE ADVANTAGE MINUTE: SEVEN MEDICARE ADVANTAGE CHANGES COMING IN 2027 THE PART D SUBSIDY PROGRAM (PREMIUM STABILIZATION DEMONSTRATION) WILL END BEFORE 2027. MLM FAN MARK WRITES TO ASK WHAT TO DO IN CASE HIS EMPLOYER DRUG PLAN IS NOT "CREDITABLE". BILL SHARED AN EXCELLENT THOUGHT ABOUT A SITUATION LENDING ADDED VALUE TO MY FAVORITE MEDICARE SUPPLEMENT PLAN: HIGH DEDUCTIBLE PLAN G! Contact me…
MEDICARE ADVANTAGE MINUTE: CMS (THE FEDERAL GOVERNMENT) EXPANDS AUDITS TO CRACK DOWN ON MEDICARE OVERPAYMENTS. IDENTIFYING FRAUDULENT ACTIVITY IS THE GOAL OF THIS EXERCISE. WHAT DOES MEDICARE NOT COVER? HERE IS A LIST OF EIGHT THINGS (MORE OR LESS). RANDY IS SENT TO THE DOG HOUSE BY MRS RANDY WHEN HE PICKED A MEDICARE SUPPLEMENT PLAN SHE DIDN'T LIKE. FORTUNATELY, HIS AGENT RODE TO THE RESCUE AND…
MEDICARE ADVANTAGE MINUTE: CRITICAL ELEMENT #1: 3 SIGNS THAT MEDICARE ADVANTAGE MAY NOT BE THE RIGHT PLAN FOR YOU! CRITICAL ELEMENT #2: A HIGH DEDUCTIBLE PLAN G LOWERS PREMIUMS FOR HEALTHY RETIREES WHO RARELY NEED CARE! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE…
MEDICARE ADVANTAGE MINUTE: UNITED HEALTHCARE WITHDREW SOME PLANS FROM 225 COUNTIES; AETNA DID THE SAME IN 160 COUNTIES. RURAL COUNTIES HAVE BEEN HARDEST HIT! 18 THINGS MEDICARE GIVES YOU FOR FREE A VALUED CLIENT ENDURES A NEAR DEATH EXPERIENCE AND GIVES HIS AGENT CREDIT FOR A MIRACULOUS OUTCOME. HOWEVER, HIS AGENT HAS ONE BURNING QUESTION ABOUT THE MATH INVOLVED IN HIS CLAIM. Contact me at:…
MEDICARE ADVANTAGE MINUTE: FIVE INSURANCE COMPANIES ARE STEPPING BACK FROM MEDICARE ADVANTAGE. DOES MEDICARE COVER THE RSV VACCINE? HEALTH CARE VS. HEALTH INSURANCE: SOME PEOPLE NEED TO LEARN THAT THERE IS A DIFFERENCE! WHAT DO SOME PROGNOSTICATORS THINK WILL HAPPEN TO MEDICARE COSTS NEXT YEAR? PART B MONTHLY PREMIUM IS PREDICTED TO INCREASE 3.5% OR $6.60 PER MONTH TO $209.50. PART B ANNUAL…
MEDICARE ADVANTAGE MINUTE: 25 HEALTH SYSTEMS HAVE NOW DROPPEDMEDICARE ADVANTAGE; 2.9 MILLION PARTICIPANTS MAY HAVE TO SWITCH PLANS! IN THE LAST THREE YEARS 90 HOSPITALS AND HEALTH SYSTEMS HAVE TERMINATED SOME OR ALL OF THEIR MEDICARE ADVANTAGE CONTRACTS. LIZARD SALIVA, SPECIFICALLY THAT FROM THE GILA MONSTER, TURNS OUT TO BE THE ORIGINAL SOURCE OF GLP-1 THAT WAS USEFUL AS A MEDICAL COMPOUND.…
MEDICARE ADVANTAGE MINUTE: THE MEDICARE ADVANTAGE COVERAGE GAP THAT COSTS RETIREES THOUSANDS AFTER JOINT REPLACEMENT! MEDICARE PAYS FOR AN AMBULANCE ONLY WHEN OTHER TRANSPORTATION THREATENS YOUR HEALTH. ANALYSIS OF RATE INCREASE REPORTS ILLUSTRATES ONCE AGAIN THAT HDG HAS THE SMALLEST INCREASES. CONSUMPTION OF COFFEE MAY LOWER HEART DISEASE RISK. EVEN MASS QUANTITIES? FINALLY, WE READ A LIST OF…
MEDICARE ADVANTAGE MINUTE: LEAVE YOUR MEDICARE ADVANTAGE PLAN'S NETWORK AND IT CAN REFUSE TO PAY, LEAVING YOU WITH THE FULL BILL FOR OUT-OF-NETWORK TREATMENT. THE GLP-1 BRIDGE TRIAL PROGRAM: HERE IS A LIST OF "CATCHES" FOR WHICH TO WATCH OUT. NEBRASKA BEGINS A PURGE OF THE MEDICAID RECIPIENTS AS WORK RULES KICK IN. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on:…
EJNOY THE FUN WHEN AI CREATES THE CONTENT FOR A PODCAST EPISODE! THIS CONTENT INCLUDES A SERIES OF SHORT MEDICARE ADVANTAGE STORIES, SOME GOOFBALL QUESTIONS AND A SET OF SERIOUS MEDICARE QUESTIONS. CORRECTION: ILLINOIS TOWNSHIPS ARE TYPICALLY 36 SQ. MILES RATHER THAN ONLY 6 AS I MISTAKENLY SAID. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by:…
MEDICARE ADVANTAGE MINUTE: WHEN A MEDICARE ADVANTAGE PLAN DROPS YOU, YOU GET A GUARANTEED RIGHT TO BUY ANY MEDICARE SUPPLEMENT POLICY. MEDICARE PAYS FOR SHORT TERM SKILLED CARE BUT NOT FOR A LONG TERM CUSTODIAL NURSING HOME STAY. INSURANCE UNDERWRITERS ASKED A STRANGE QUESTION PERTAINING TO MY NEW CLIENTS, A MARRIED COUPLE WITH A VERY VAMILIAR NAME. FINALLY, WE LIST THE STATES THAT HAVE GAINED,…
FACING A FUTURE OF VERY EXPENSIVE MEDICAL TREATMENT, HAVING ENJOYED THE FINANCIAL BENEFITS OF HIGH DEDUCTIBLE PLANS FOR OVER A DECADE, WHAT DO THE OPTIONS LOOK LIKE IF A CHANGE TO ANY OTHER PLAN WERE POSSIBLE? A VALUED CLIENT WONDERS WHY NOBODY AT HIS MEDICARE SUPPLEMENT INSURANCE COMPANY COULD BE REACHED BY TELEPHONE. I SUGGESTED THE REASON MIGHT HAVE SOMETHING TO DO WITH THE CALENDAR: IT WAS…
I ASKED AI TO CREATE SOME NEWS STORIES AND OTHER INTERESTING MEDICARE RELATED CONTENT FOR THE AMUSEMENT OF THE AUDIENCE TODAY. SUBJECTS CREATED ARE AS FOLLOWS: PLAN SHRINKAGE; HOSPITALS QUIETLY WALKING AWAY FROM MA PLANS: PRIOR AUTHORIZATION GETS A PARTIAL FACELIFT: AI IS NOW DENYING YOUR CARE AND GETTING SUED FOR IT! NEXT COME SOME AI CREATED MEDICARE Q & A. FINALLY, ENJOY A REPORT ON…
MEDICARE ADVANTAGE MINUTE: IN A HEALTHY YEAR A MEDICARE ADVANTAGE YEAR CAN SAVE YOU $2640. IN A CANCER YEAR IT CAN COST YOU $9250. SUSIE HAS FRIENDS THAT PURCHASED EXPENSIVE PLAN G RATHER THAN MY RECOMMENDED, MUCH LESS COSTLY HIGH DEDUCTIBLE PLAN G. HER FRIENDS TURN OUT TO BE CONTOL FREAKS! MY FRIEND BOB'S WIFE HAS A PDP (PRESCRIPTION DRUG PLAN) THAT CHANGED THE COVERAGE OF SOME DRUGS IN ITS…