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Karthik Kadambi | Blog · Jan 18, 2026

Finding Your Home | Renting Your First US Apartment

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Karthik Kadambi · karthikkadambi.com

Finding a place to live is one of the most stressful parts of moving. Without credit history, it can be challenging, but not impossible.

The Search

  • Apps: Zillow, Apartments.com, and Redfin are your best friends.
  • Leasing Offices: In the US, most large apartment complexes have on-site leasing offices. You can walk in for a tour.

Requirements for Newcomers

Since you won't have a credit score yet, landlords often ask for:

  • Your offer letter (proof of income).
  • A copy of your visa and passport.
  • A higher security deposit (sometimes 1-2 months' rent) or you can get a guarantor who has a good credit score and income in the US and this helps reduce the security deposit.

Setting Up Utilities

Once you sign a lease, you'll need to set up utilities like electricity (PG&E in Cali), water, and trash before you move in.

Read the original on karthikkadambi.com

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