401(k) Investing | Employer Match & Tax Savings

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The 401(k) is the standard employer-sponsored retirement plan in the US. The "Free Money" Match Most companies offer a "match" (e.g., if you contribute 6%, they also give you 6%). This is literally free money and is the first thing you should maximize. Traditional vs. Roth Traditional 401(k): Contributions are made pre-tax (lowers today's taxes). You pay taxes when you withdraw in retirement. Roth…

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