Spreadsheets In, Awesomeness Out.
DEKO Nr. 3, June 2026. Source: SIA Žurnāls Santa In June 2026, a Latvian interior design magazine called DEKO gave the Ventus Energy office on Vilandes iela in Riga a three-page spread. The headline: MAN CAVE. Source: https://www.manizurnali.lv/izdevumi/deko-2026-03 It is a flattering tour of the renovated office, complete with designer furniture. The magazine names the [ ] The post Did You Invest…
According to Ventus investor call, Paysera is sitting on more than EUR 2 million of investor money. The accounts are frozen. Ventus can t touch it. The restructuring hasn t been filed with any Estonian court. There is a window, and it may not stay open long. Source: https://youtu.be/Fh7zkVxNut0 (at 27:39) Here s the idea: ask Paysera to [ ] The post Ventus Energy: Can You Get Your Money Back from…
On June 11, Ventus announced it would seek court-supervised restructuring in Estonia. A repayment plan is due by July 10. After that, a creditor vote. As of August 7, 2026, no restructuring petition has been filed with any Estonian court and nothing appears in the Ametlikud Teadaanded (the official gazette). Ventus told investors on June [ ] The post An In-Depth Guide for Ventus Investors on What…
Thirty-seven days after Bafin ordered Ventus Energy to stop accepting funds and repay German investors immediately, the company announced court-supervised restructuring in Estonia. The investors will not be repaid immediately. On the evening of June 11, 2026, Ventus Energy Group OÜ sent an email to all lenders announcing what amounts to a controlled shutdown. No [ ] The post Ventus Energy…
The original What Crowdestor Investors Can Do article laid out the institutional landscape: regulators, jurisdictions, the pledge problem, the anti-money-laundering angle. It described the machinery available. It did not describe what happens when one person actually uses it. An investor who asked not to be named did exactly that. Starting in March 2026, they went [ ] The post How to Get Your…
Update, June 11, 2026: Ventus Energy has filed for court-supervised restructuring under Estonian law. Interest payments suspended, Early Exit frozen, no new loans. Full analysis: Ventus Energy Files for Restructuring On May 5, 2026, Bafin ruled that Ventus Energy s business constitutes unauthorized deposit-taking under the German Banking Act and ordered immediate repayment. Twenty days later, [ ]…
Update, June 11, 2026: Ventus Energy has filed for court-supervised restructuring under Estonian law. Interest payments suspended, Early Exit frozen, no new loans. Full analysis: Ventus Energy Files for Restructuring On May 18, 2026, Germany s Federal Financial Supervisory Authority (BaFin) published a consumer notice ordering Ventus Energy Group OÜ to immediately cease and wind up [ ] The post…
On March 26, Debitum Investments posted a 13-page statement (as well as in their own group) in response to my original Debitum Investments article. I took a closer look to see if it changes anything I wrote about them. (tl;dr: Not really. In fact, it might have made it worse. But it s a fun read, [ ] The post Debitum Replied: 13 Pages on How Forests Work. Zero on Where the Money Went. appeared…
On 29 May 2025, the largest borrower on Debitum bought a piece of Latvian forest for EUR 16,500 from its former parent company. The parent company had bought it from a local landowner 105 days earlier. For EUR 537. This was one of 254 such properties. The pitch is simple. A MiFID II-regulated investment platform. [ ] The post Debitum Investments: Insiders Are Taking a 34-Cent Cut out of Every…
On December 7, 2025, three of the German-speaking P2P community s most prominent influencers sat down for their first joint livestream. Lars Wrobbel (Passives Einkommen mit P2P), Thomas Butz (P2P-Game), and Andreas Holly Hollmotz (DividendenBackpacker) spent over an hour fielding questions from their audience, collectively representing over EUR 1 million in P2P investments. My investigation into […