Bank CEO: Retract your debanking piece? Me: No.
One day after testifying before the Senate Banking Committee on debanking, a bank CEO asked me to retract my essay on that topic. I declined.
Kalzumeus Software
Patrick McKenzie (patio11) blogs on software development, marketing, and general business topics
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Read 17 hours ago and current, but nothing has been published for 19 months.
Latest posts
Tether's Troubles in November 2022
Tether's November 2022 attestation, even if believed, strongly suggests it blew up (again) during the recent crypto route.
Tether Required Recapitalization In May 2022
Tether's March 2022 attestation, even if believed, shows that it became insolvent during the May 2022 crypto downturn.
App Store Payments Will Have Increased Competition
Apple's App Store is reforming their guidelines about taking out-of-band payments. This will be very interesting for developers, especially in the games industry.
Solving The Vaccine Data Problem
VaccinateCA, the non-profit I have been running, expanded nationally to Vaccinate The States . Here's what we've learned in the last 100 days.
What Working At Stripe Has Been Like
I joined Stripe to work on building financial infrastructure for the Internet. Time flies. Here is what I've learned in the first four years.
An update on a pre-registered result about the coronavirus
A history of an anomaly in the 2020 Coronavirus Pandemic, an independent research project about it, and what we need to learn about our next steps.
Dropping hashes: an idiom used to demonstrate provenance of documents
There exists an idiom called “dropping a hash” which is widely understood in the security community and not widely understood elsewhere. Somewhat surprisingly, there does not appear to be a canonical explanation. I have dropped hashes before and wrote this up to explain the significance of it to non-specialists.
The Working Group's White paper on Japan and covid-19
Author’s note: This is a copy of the white paper of the Working Group, a group of four pseudonymous professionals in Tokyo. I, Patrick McKenzie, was the primary author. It was distributed quietly during the week of March 25th, 2020. I have written an essay describing how this document came to be and demonstrating its provenance .
Tether: The Story So Far
Tether is the internal accounting system for the largest fraud since Madoff. That is a robust claim, I know, but the evidence for it is overwhelming.