The Easiest (and most rewarding) Math Test You'll Ever Take

What do the following people have in common?

• Roughly 60 million Americans have a 401(k) account1

• Approximately 60 million Americans have IRA accounts2

• Around 6.3 million American households own at least one annuity3

Answer: virtually 100% of them are paying two or more layers of fees. These fees are most often not necessary; they subtract from the value to pay other people, and are frequently avoidable.

Answer: yes. While some fees are unavoidable, like certain embedded fees in annuities, nearly all of them can be either reduced or eliminated.

We did some rough math and came up with an estimated average $33.27 subtracted monthly from each account. (Yours may be higher or lower.)

These are like hands in the cookie jar - your cookie jar - you work hard to fill the jar, while others enjoy removing. But it doesn’t have to be like this.

What happens when that fee drops to zero (fewer or zero hands in the cookie jar)?

If your account enjoys an 8% annual return for 30 years, which is about average for American workers’ accounts, you end up with $49,574.47 more.4

Founder Jonathan Broadbent has built several options that address exactly this. Choose whatever’s best for you!

Employers: Plan Partners (zero in-plan fees, zero sales, & zero conflicts of interest; corporate consulting only)

• Providing corporate-level consulting on 401(k) and other types of workplace retirement plans. PlanPartners.net started in 2009 as FeeBased401k.com, FeeBased403b.com, FeeBasedAnnuity.com, and FeeBasedIRA.com after building fee analysis for Wall Street and the nation. These websites now redirect to PlanPartners.net.

People and families who want help & community: Financial PMA (zero fees deducted from your accounts)

• Based upon the principle that your financial life should be as private as possible, and knowing that Big-Finance wants very much to data-mine your financial life, we’ve built the Financial Private Membership Association as a home for those who no longer want to fall prey to Wall Street agenda, high fees, and globalist banks.

People and families DIY: UnWoke.Academy (zero fees ever - subscriber support only)

• Use our research to bypass Wall Street gatekeepers and build your own portfolio that you can see and trust, that matches your value system. We charge zero fees, but do ask that you voluntarily support us. Note that we take no responsibility for investment results. You are free to take whatever portions of our research you’d like and invest wherever you prefer.

NOTE: none of this address HOW (into what) you’re invested. If you’re a patriotic America-first investor who believes in America and the West, and are opposed to anti-West/woke agenda, then you’ll be double-delighted to put our research to work for you. Because what we fund today becomes the future the next generation inherits. For more on this, watch prior episodes of UnWoke.Academy.