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In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Timothy Flacke, co-founder and CEO of Commonwealth, to explore the critical work of advancing financial inclusion for families and individuals in the US, and how Commonwealth has been at the forefront of testing and scaling innovative solutions to help consumers build financial…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Margaret Ryan, SVP and Head of Product for Amex Digital Labs, to explore the rapidly developing world of agentic commerce and agentic payments and how American Express is positioning itself at the forefront of this evolution. Margaret discusses the current state of play with agentic…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Seth Moran, SVP, General Manager of Digital Banking and Strategic Markets at Equifax, to explore the evolving landscape of fraud and credit risk. Seth explains how synthetic fraud is exploiting new entry points through deposit accounts, how AI has dramatically lowered the barrier for…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Ryan King, co-founder of US fintech Chime, to learn more about Chime's development and deployment of ChimeCore, its proprietary core banking platform. Ryan discusses the factors that drove the decision to build rather than buy, how the team successfully migrated more than 9 million…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Jude Melville, CEO of b1BANK, to explore how US regional banks are actively embracing AI to compete in an increasingly technology-driven industry. Jude discusses how b1BANK, the largest Louisiana-headquartered regional bank by assets with a significant and growing presence in Texas,…
In this episode of the What the FinTech? podcast, recorded live at Money20/20 Europe in Amsterdam, host and FinTech Futures Managing Editor Paul Hindle is joined by Lee McNabb, Payment and Digital Asset Lead at NatWest, to explore the growing role of digital assets in payments and financial services, and how banks such as NatWest are positioning themselves to lead in this rapidly evolving…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Cassie Craddock, Managing Director for UK and Europe at Ripple, to explore the work Ripple is doing to transform cross-border payments through blockchain technology and stablecoins and learn more about the company’s expansion plans. Paul and Cassie discuss how Ripple's recent EMI…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Bill Borden, Corporate Vice President of Financial Services at Microsoft, to explore how agentic AI is being developed and deployed in financial services, and the impact it’s having on innovation, security, and governance in the sector. The conversation delves into the trends shaping…
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Simone Löfgen, Global Head of Payment Platforms at Commerzbank, to explore the key trends, challenges, and innovations shaping the payments industry in 2026. The conversation covers the current state of play with payments in Europe, the impact of evolving regulations, and the…
In this episode of the What the FinTech? podcast, host and FinTech Futures managing editor Paul Hindle is joined by René Michau, Global Head of Digital Assets at Standard Chartered Bank, to explore the growing impact of stablecoins in financial services and their potential to reshape key areas of banking and payments. The conversation covers the current state of play with stablecoin adoption in…
In the latest episode of the What the FinTech? podcast, Gabriella Kindert, CEO of Snappi, joins to explore the Greek digital banking landscape and share how the challenger developed its tech stack. Gabriella sits down with FinTech Futures reporter Cameron Emanuel-Burns to compare the Greek neobanking ecosystem with its European counterparts and discuss the key challenges Snappi and other digital…