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Financology

PhD psychologist decoding the psychology of money to help you think smarter and grow wealth with clarity.

drryana.substack.comSource feed ↗12 episodes

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The Free Thing Is the Door

How zero prices lead to costs your brain forgets to count

How Childhood Socialization Shapes Your Adult Financial Habits

Many adults believe being “bad with money” is a permanent personality trait, but behavioral psychology demonstrates that financial habits are largely inherited scripts absorbed during childhood.

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Overcoming the Ostrich Effect to Eliminate Financial Avoidance

In this episode, we unpack Dr.

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Your Money Rules Need an Expiry Date

How to test the old beliefs quietly bossing your wallet around

Why Your Brain Loves Overspending (and How Corporations Capitalize on It)

Uncover the hidden psychological traps and deliberate corporate strategies that push us to buy things we do not need.

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How to Turn Your Worst Financial Failures Into Long-Term Wisdom

Financial mistakes are often met with shame and avoidance, but they can serve as essential stepping stones toward building true wealth.

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From Scorecard to Screwdriver: How Generosity Redefines Your Worth

In this episode, Ryan explores the surprising biological roots of human generosity.

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The Wanting Gap

Why more money can still feel like not enough

The Most Expensive Feeling: How FOMO Destroys Your Wealth

In this episode, Ryan explores why the Fear of Missing Out (FOMO) is “arguably the most expensive feeling you will ever have”.

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Be the Pigeon: How to Build Wealth by Being Painfully Boring

In this episode, Ryan breaks down a fascinating concept from Dr.

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The Drought Reflex

Why going without can trigger a spending spree the moment money returns

The Mindset Tax: Is Your Brain Your Biggest Financial Expense?

In this episode, Ryan dives into a concept from Dr.

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