Hosts Dr. Nii (Ghanaian) and Dr. Renee (Haitian) are first-generation physicians who paid off $662,000 in student loans in 3 years - while figuring out contracts, career moves, and money management that their colleagues learned at home. Every episode covers what first-gen docs need to know: Contract negotiation and career decisions Paying off debt without family financial guidance Building wealth from scratch The questions you don't know to ask (but your colleagues already knew) Real strategies…
Saves to your Listen queue, to pick up on another day or another device.
We Were Paying Off $700K in Student Loans. And Doing IVF at the Same Time. #480
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also making it harder. This is the episode we've never been able to fully tell. Until now. You'll hear: → Why…
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! Nearly 50,000 people watched our co-parenting reel and asked the same question: "Why don't you just get a nanny?" People expected us to have full-time help. We don't. Not because we can't afford it. Because we made a different choice. In this episode, Nii and Renee pull back the curtain on the real systems, the real…
7% of Med Students Don't Match. Do These Things Instead. #478
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! You didn't match. Now what? Every year, roughly 7% of U.S. medical students don't match into residency. If you're one of them, you're not alone—and this isn't the end. Reddit Question We're Answering: "M4 here. Didn't match into the only specialty I cared about. No backup plan. Would it be insane to just get off the…
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode, we share our honest struggle with fitness as first-generation doctors - from not being able to run a mile in residency to building a consistent 5-6 day per week workout habit using the Atomic Habits framework. You'll hear: Why Nii couldn't run a mile by year 3 of surgery residency (and the…
Is 40 Too Old For Med School? Here's The Truth. #476
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible. This week's Q&A covers two questions that represent completely different stages of the first-gen doctor journey: a neurology resident finishing training and building her…
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint. You'll hear: Why we accrued over $100,000 in interest (and how to avoid it) The exact moment we decided to…
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! We answer a listener who asks how to know if locums is the right move and whether they’re truly ready for independence. We break down confidence, clinical readiness, and the mindset shift needed to succeed as a 1099 physician. This episode hits home for: ● Medical students ● Residents & fellows ● Attending…
Life With a Tenant Upstairs + Kitchen Renovation #474 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode we're discussing a life update which is renting out part of our home + kitchen renovations we are doing. We are breaking down the financial lessons we’re learning as a physician household with tenants. FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens -…
Wale’s New Album “Everything Is A Lot” + HSA Deadline #474 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode, we’re diving deep into: 1. Wale’s new album. Is it worth playing in the OR? A quick, fun review: focus, vibe, and OR compatibility. 2. HSA Deadline Reminder. LAST MONTH to contribute We’re making ours… are you? If you’re a med student, resident, or attending in a high deductible plan, this is the…
DOE Says Nursing Isn’t a Professional Degree?! #474 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! This episode hits EVERY corner of healthcare. Medical students, residents, nursing students, and attendings. We’re diving deep into: 1. The Department of Education’s classification of nursing as not a professional degree ● What does this actually mean? ● Does it affect student loans? ● Will this change the future of…