I used to watch a friend of mine settle and wonder, is this really what we’re doing now? I had a front-row seat to her life. Plans that never went anywhere, men she made excuses for, and a bigger vision for her career that she always talked about but never built. She was the last person I ever expected it from. When I first met her, I thought she was a warrior – accomplished, well-traveled, and self-made. She had real achievements, and I respected that, which matters here, because settling doesn’t always look like weakness. Most of the time, it looks like a capable woman who’s lost touch with her desires
I would sit there listening, genuinely confused. I wasn’t following that path. I was focused on building my own life, with a list of things I wanted and no plans to compromise. Thankfully, her way of settling never rubbed off on me, but I saw how it affected the women who spent more time with her. Their complaints started to sound like hers. Their plans became less clear. The men in their lives seemed to get worse, and their excuses for those men kept piling up. No one made any real decisions. And after a while, everyone in the group ended up with the same limits.
Settling is contagious, yet no one really talks about it. It spreads through women you love, women who’d be there for you, women who want the best for you, at least in theory. It also spreads through poor advice. If you hear “he’s not that bad” enough times from someone who has put up with worse, it stops sounding like her situation and starts sounding like wisdom. And if you watched your closest friend ignore her own goals for long enough, your personal sense of urgency can start to feel over the top. In any group of women, the standard tends to shift toward what most people are willing to put up with. That standard usually drops because it’s easier to tolerate than to build something better, and there are always more people choosing the easier path. But contagion was only part of what I saw. The rest was even worse, and that’s what pushed me to write this.
A woman who’s decided to settle doesn’t want to stand next to a woman who hasn’t. She might not be able to explain why, but your higher standards are a mirror with a spotlight on it. If you’re refusing what she accepted, it shows her decision was optional, which means she chose it. And nobody wants to sit with that. It’s much easier for her to decide there’s something wrong with you. That’s when the recruitment starts. It usually isn’t obvious and might even come across as concern or playful teasing.
One night, this friend – let’s call her Stacy – asked me to go to a party with her. I said no because I just wasn’t in the mood, and I didn’t feel like I had to explain. She told me that by staying in, I wasn’t living my life. But every day, I was living fully, focused on things she never noticed or asked about. What she really meant was that I wasn’t living her life. For her, living meant going out, so seeing someone at home working on something didn’t seem like living at all. People who’ve settled can’t understand choices they haven’t made. Underneath her comment was the real request, and it was never about the party. It was: come do what I’m doing, so what I’m doing feels less like a choice.
I told her something along these lines: “Just because I’m not going to the party tonight doesn’t mean I’m not living my life. I have things I’m doing every single day.” She was upset, and it took me a while to figure out why. My saying no wasn’t about rejecting her. But to her it was proof that her nights were a choice, not something she had to do, and she wanted me there so they wouldn’t feel that way anymore.
That was when I started to see things clearly. The end of that friendship took longer, as it often does, showing up in small moments like the way her face changed when I shared good news. I’d tell her about a win and get a quick, flat congratulations before she changed the subject. If I talked about something I was working on, I could see her interest fade right away. She never said anything mean, but she didn’t have to. I could sense the shift and began to hold back. Eventually, I stopped sharing it at all. By then, I had learned what every woman in proximity to someone who settles eventually learns: your success feels like an insult to someone who chooses less.
You need to say your goals out loud, not just repeat them as empty affirmations. When a goal stays in your head, it’s easy to ignore or let your inner critic talk you out of it. Speaking your real goal, with real numbers, in front of someone else turns it into a commitment. Every woman who has built something understands this. That’s why they invest in masterminds, coaches, and communities built around ambition. They’re looking for people who will hold them accountable and not accept excuses.
Think about what happens when everyone around you is settling. You can share your real goal and get a half-hearted congratulations, hear someone say ‘must be nice,’ or deal with fake concern. Or you can share a smaller version of your goal, or say nothing at all. Most women end up saying nothing and call it privacy, and sometimes that’s true. But often, it’s because there’s never been anyone safe to share it with. So on tough days, when you need someone to remind you what you’re working toward, there’s no one, because no one knows. You end up relying only on your own beliefs, with no support, which is the psychological equivalent of holding your breath.
The women who’ve invested in support are not smarter than you. They have simply found people to witness their growth. They have created a system where someone expects them to show up, asks about their progress, and keeps them accountable. You can build that kind of support too. While it can take longer than most people admit to find those women, there is one witness you already have right now. This witness has heard every version of your goal and has never doubted it. That witness is you. I know this might sound strange, but stay with me.
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