Let me start with a number:
That was the average interest rate paid by the five largest U.S. banks on savings accounts in 2023.
Meanwhile, those same banks lent depositors’ money out at 6–8%.
They kept the spread.
You got a rounding error.
Collectively, those banks held over $10 trillion in deposits.
I’m not telling you this to make you angry.
I’m telling you because understanding this gap explains why DeFi exists.
The spread between what banks pay you and what your money earns for them may be the largest wealth transfer mechanism in retail finance.
Decentralized finance changes that equation.
When you deposit USDC into a protocol like Aave, the borrower’s interest goes directly to you.
No bank.
No hidden margin.
Just a small protocol fee.
That simple shift is the foundation of what I built.
And why this book exists.
The DeFi Income Playbook is a 45,000-word field manual for generating real yield from decentralized finance.
Not theory.
Not crypto marketing.
A practitioner’s guide.
The kind you open with a browser tab next to it while executing strategies step-by-step.
I wrote this book because there’s a massive gap between:
DeFi education
and
DeFi execution
Protocols are live.
Yields are real.
But the step-by-step knowledge needed to safely access them is scattered across:
• Twitter threads
• outdated blog posts
• fragmented documentation
What didn’t exist - until now - was a single resource that:
• Shows the exact protocol URL
• Walks through every transaction step
• Explains approval flows and confirmations
• Provides real observed yield ranges (2024–2025)
• Explains when to exit - not just when to enter
• Models returns based on your capital size
So I built it.
The process took seven months of research, testing, and verification.
During the audit process I even caught a widely repeated error in the Aave liquidation threshold math - something you’ll see misreported across multiple sources.
Accuracy matters when money is involved.
Chapters 1–5 are completely free.
No email gate.
No upsell wall.
Just download and start reading.
Here’s what they cover.
This is the chapter I wish existed when I started.
You’ll learn:
• MetaMask setup
• Network configuration
• Chain IDs and RPC endpoints for Arbitrum, Base, Optimism, and Polygon
And most importantly:
your first DeFi transaction.
A full walkthrough of an Aave v3 USDC deposit on Arbitrum.
One line from the chapter is worth reflecting on:
“When you deposit USDC into Aave, you receive the rate borrowers pay - minus a small protocol fee - with no bank extracting a margin.”
That’s not marketing.
That’s how the system is designed.
Stablecoins are where most people should start.
And almost nobody does.
Stablecoins like USDC, DAI, and USDT maintain a dollar peg - meaning:
No price volatility.
Just yield.
The chapter covers four strategies:
MakerDAO’s savings rate
Typical range: 5–8% APY
Often 1–3% higher yield than Aave
Same collateral structure
Trading fees + token rewards
Typical yield: 8–16% APY
One of the highest-yielding stablecoin strategies in DeFi
10–35% APY during bull markets
The chapter ends with a portfolio allocation model:
40% - sDAI
25% - Morpho
20% - Curve/Convex
10% - sUSDe
5% - reserve liquidity
Blended yield potential:
9–14% APY with zero directional crypto exposure.
Most crypto investors do something surprisingly inefficient.
They buy assets… and let them sit idle.
Trillions of dollars in crypto generate zero yield.
This chapter fixes that.
Strategies include:
• Lido staking (3.5–4.5%)
• stETH / ETH Curve pools (+4–7%)
• Pendle fixed-rate positions
• Rocket Pool rETH
Each strategy includes step-by-step deployment instructions.
Every time you trade on Uniswap:
You pay a fee.
Liquidity providers collect that fee.
This chapter teaches you how to be the liquidity provider.
Topics include:
• Impermanent loss math
• Pool selection framework
• Uniswap v3 concentrated liquidity
• Automated managers (Gamma, Arrakis, Beefy)
A 15-minute screening framework filters out most low-quality pools before you deploy capital.
The DeFi graveyard is full of 1,000% APY farms that collapsed.
So Chapter Five begins with a critical diagnostic:
If the reward token went to zero tomorrow, would this farm still make economic sense?
If the answer is no, it’s speculation.
If the answer is yes, it’s a strategy.
Three farms explored in depth:
• Velodrome (Optimism)
• Aerodrome (Base)
• Convex Finance
Each includes full governance-reward strategies.
Alongside the DeFi guide, you’ll also receive:
The Bitcoin ETF Options Income Playbook
This focuses on selling options on IBIT, BlackRock’s Bitcoin ETF.
Strategies include:
• Covered calls
• Cash-secured puts
• Monthly premium income
The idea is simple:
Your on-chain crypto earns DeFi yield.
Your ETF holdings earn options income.
Two income streams.
One conviction: Bitcoin.
Chapters 6–15 go much deeper.
They cover professional-level strategies including:
Borrowing against assets and redeploying capital.
Long ETH, short perpetual futures, collect funding rates.
Historical funding data shows 15–35% APY periods with minimal market exposure.
Automated premium strategies using platforms like Aevo.
Using Dune, DefiLlama, and Nansen to track capital flows.
Position sizing rules and stress testing.
Blueprints for:
• $1K portfolios
• $10K portfolios
• $50K portfolios
• $200K+ portfolios
The book ends with two real case studies tracking a $50,000 DeFi portfolio across 24 months.
Year 1 return:
10.5%
Year 2 return (advanced strategies added):
22.6%
Every monthly result documented.
The free chapters already provide enough to start.
But the highest-yield strategies live in the remaining chapters.
The full book costs:
$19.95
One-time purchase.
No subscription.
Even a simple strategy like:
$10,000 stablecoins
earning 10% APY
Generates:
$1,000 per year
The book pays for itself in about 20 days.
Includes:
• Chapters 1–5 of The DeFi Income Playbook
• Full Bitcoin ETF Options Income Playbook
👉 https://earnsideincome.net/defi/
DeFi is powerful.
But it isn’t risk-free.
Smart contract vulnerabilities exist.
Protocols have been exploited.
Stablecoins have de-pegged.
Yield rates change.
The full book includes:
• A dedicated risk management chapter
• Position sizing frameworks
• Emergency exit protocols
None of this eliminates risk.
But it makes risk manageable.
Always verify current rates before deploying capital.
Nothing in this publication constitutes financial advice.
The internet removed friction from information.
DeFi removes friction from financial infrastructure.
For the first time in history, individuals can access the same yield mechanics institutions use.
But access without education is dangerous.
That’s why this playbook exists.
Download the free chapters below.
Then decide how deep you want to go.
Published by iPro Decisions in collaboration with Crypto Exponentials
For workshops, consulting, and speaking:
iprodecisions.com
cryptoexponentials.com

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