At COVER, we believe that the cornerstone of success is knowledge. We believe that knowledge is a foundational element to success, allowing you to accurately map your journey, armed with insights. These insights allow you to accelerate your professional growth. Join us on this Knowledge Sharing journey.
Subscribe:.rss.atom.json.md.m3u.pls
Live Last read · last published · next check
Saves to your Listen queue, to pick up on another day or another device.
Retirement is about far more than accumulating enough money. In this conversation, Tony van Niekerk speaks with Meeta Gosai, Head of Income Solutions at Momentum Corporate, about the realities of creating sustainable retirement income in an increasingly uncertain world. They explore the financial and emotional challenges retirees face, including longevity, inflation, market volatility and…
How well protected are South Africans really? According to Old Mutual's latest claims experience and the findings of the ASISA Protection Gap Study, the answer is: not nearly enough. In this conversation, Tony van Niekerk sits down with Arno Jansen van Vuuren, Head of Product: Retail Marketing, Old Mutual, to unpack the realities behind South Africa's widening insurance protection gap. Using real…
Unlocking the Power of Data: A Year in Review with BarnOwl Data Solutions! Join Angus Black and Tony as they discuss how 2025 marked a pivotal year where data transformed from a mere compliance obligation to a powerful competitive advantage. Discover how BarnOwl Data Solutions helped insurers streamline operations, improve data accuracy, and set new standards in the industry. Dive into their…
Exciting insights into the future of Specialist Lines and Independent Brokers! 📈 Join Tony in conversation with Austin Mpandawana from Renasa as they delve into trends in the specialist lines environment, the role of independent brokers, and innovative solutions for the motor space. Discover what sets successful brokers apart in today's dynamic insurance landscape. Listen to the full interview…
🚚 What does it take to thrive in the South African transport sector? Join us as we chat with Tyler Botha from VAPs HCV about the road to success, the role of brokers, and innovative solutions to industry challenges. Gain valuable insights and tips from a leader in the field
🎙️ Tune in to our latest interview with Izak Smit, Group CEO of PPS where we explore the incredible journey of PPS in the evolving financial landscape. From the power of AI to the potential of new international markets, Izak shares what makes South African markets recognized as a hub for global financial innovation. Listen in for valuable insights on how mutual models are thriving and what's…
Curious about the role of automation in data solutions? Tune in to my conversation with Angus Black, Director at BarnOwl Data Solutions. We unpack the challenges and successes of integrating data into workflows, using real-world examples from underwriting to claims management, and discuss the key to balancing automation with human oversight. Learn how to measure success and adapt to a constantly…
Dive into our latest conversation with Thomas Kieck, Business Development Director at Tial Technologies, where we explore the philosophical side of insurance and technology. Discover how innovation is not just about keeping up with legislation but also about leading the charge in client adaptability. A must-listen for anyone keen on leveraging tech trends!
Dive into our insightful discussion with Thomas Kieck, Business Development Director at Tial Technologies, as we explore the evolving landscape of tailored insurance applications. Discover how Tial is shaping the industry by fostering long-term partnerships and staying ahead of market trends.
Behind the Wheel of Success 🚗✨ Excited to share a captivating conversation with Grant Cross, Founder and Director of Motor Acceptances. We delve into the evolution of the motor insurance industry over 26 years and the strategies that have kept Motor Acceptances at the forefront. Discover more about the unique challenges and innovations that define success in this ever-changing landscape.
Exciting conversation alert! 🚨 Tony had a fantastic chat with Allan Juma, the lead cybersecurity engineer at ESET, discussing all things multi-cloud and cybersecurity. Allan shared invaluable insights on how organizations can safeguard their data in today’s complex digital landscape. Whether you're in banking, insurance, or any data-heavy industry, this conversation is a must-listen for…
Tony interviews Hemlata Karooa, Head of Client Management and Business Development at Ellgeo Re, about evolving leadership to unlock Gen Z performance in insurance and reinsurance. Hemlata shares how early responsibility at home and exposure to both unfair and supportive leaders shaped her belief that leadership is accountability, fairness, and empowerment, not title or pressure. She argues…
Tony interviews Ayouba Seydou, OLEA's Director Group placement and Reinsurance, about Africa’s insurance market from 2025 into 2026. Ayouba says 2025 saw strong foreign investment across Africa, increased regulatory changes in reinsurance such as higher local retentions, controls on cessions leaving Africa, and local content rules, alongside many election cycles. He frames these shifts as…
In this episode of the Mind Shift podcast, host Tony from Cover magazine interviews Johan Minnie, the newly appointed CEO Designate of Consult. Johan shares his professional journey, the reasons for taking up his new role, and his vision for the future of financial planning in South Africa. He talks about the growth potential of Consult in the South African market, the importance of providing…
Leadership Insights from Elite Risk Managing Director and co-founder Tarina Vlok | COVER Leadership Edition 2026 Join Tony from COVER as he engages in an enlightening conversation with Tarina Vlok, CEO of Elite Risk. In this special Leadership Edition episode, Tarina shares her thoughts on what makes an effective leader in the insurance industry. She emphasizes the importance of people-focused…
In this interview, Tony speaks with Nick Smit, a product development actuary at Bidvest Life, about the upcoming FPI convention and its theme 'Bring It Home.' They discuss the challenges in the advisor-client relationship, especially the skepticism towards life insurance and affordability issues. Nick elaborates on the complexities of insurance products and how Bidvest Life addresses these…
In this interview, Tony from COVER speaks with Ellen Gower, the CFO of Fulcrum, about the critical importance of financial literacy for individuals and businesses. Ellen defines financial literacy as understanding how numbers work in various facets of life and emphasizes its significance in decision-making, budgeting, and investment. She calls for better financial education in South Africa's…
In this episode, Tony from Cover interviews Mike Adsetts, Global Chief Investment Officer at Momentum Investments, about the implementation and effects of the two-part system one year post-launch. Mike discusses the operational success, the behavior patterns of fund members, and the system's impact on lower to mid-income earners who are often most distressed financially. They also explore global…
Join Tony from Cover as he interviews Thabo Twalo, Chief Underwriting Officer for Sanlam Broker Solutions, about the intricacies of risk management in the commercial underwriting process. Thabo discusses the four primary aspects of risk management: risk selection, risk sharing, risk management expectations, and risk capacity allocation. He delves into the implementation of these strategies,…
In this insightful interview, Tony from Cover speaks with Riaan van Reenen, CEO of Discovery Life, about the crucial role of life expectancy in life insurance. They discuss global life expectancy trends, the impact of lifestyle choices on health and longevity, and how Discovery Life's Vitality program incentivizes healthy living. The discussion extends to the benefits for policyholders, the…
Join Tony from Cover as he interviews Herman Scheepers, CEO of Renasa Insurance, about the critical challenges leaders face in a rapidly changing world. Amidst economic uncertainties and technological advancements, Herman discusses the importance of staying relevant, integrating new technologies, and addressing cybersecurity threats. He delves into strategies for motivating staff, recognizing…
In this episode, Tony speaks with Khanyi Nzukuma, CEO of Glacier by Sanlam, about the Great Wealth Transfer—a major global trend involving the shift of trillions of dollars from Baby Boomers to younger generations. They discuss the significant challenges and opportunities this transition presents for financial advisors, particularly in engaging with tech-savvy millennials. The conversation also…
In this episode, Tony from Cover interviews Theoniel McDonald, Head of Financial Planning and Wealth Manager at Wealth Associates. They discuss Theoniel's journey from owning a computer business to becoming a top financial planner, his passion for financial planning, and his recent achievement of becoming a finalist in the Financial Planner of the Year competition. Theoniel shares insights on the…
In this episode, Tony from Cover speaks with Michele Jennings, the Chief Executive at glu, about her inspiring journey in leadership. Michele shares her experiences, challenges, and the pivotal moments that shaped her career. She emphasizes the importance of mentorship, shared value in business, and her approach to fostering a supportive and inclusive work culture. Michele also discusses the…
Join Tony as he converses with Gideon Bochedi, the CEO of Credit Guarantee Insurance Corporation (CGIC). They delve into the intricacies of credit guarantee insurance, covering its purpose, market conditions, challenges faced by underwriters, and the significance of data in predicting economic outcomes. Gideon also explains the role of brokers and the specialized skills required in the credit…
In this in-depth conversation, Tony from Cover speaks with Elna van Wyk, Chief Operating Officer at Hollard Group, about the recent concussion workshop held with the South African Rugby Union (SARU) and MyPlayers. They discuss the importance of understanding concussion, the role of insurers in sports, and the initiatives taken to ensure player safety and premium sustainability. Elna shares…
In this episode, Tony from Cover engages in a detailed discussion with Thomas Kieck, Business Development Director at Tial Technologies. They explore the rapidly evolving landscape of short-term insurance administration, focusing on the integration of AI, machine learning, and omni-channel sales platforms to add value for brokers and end customers alike. Thomas reflects on the industry's changes…
Tony at Cover speaks with Daniel Moeti, the Executive Head of Business Development at Hollard Group Risk. Dan shares his extensive career journey from a small town in the Free State, through various educational achievements, to becoming a prominent figure in the insurance industry. He provides insights into his leadership style, the importance of group risk insurance, and advice for young…
Join Tony from Cover as he sits down with Danny Collins, the founder and CEO of X'S Sure. Danny shares the origin story of X'S Sure, from its inception in 2004 to its growth over the past two decades. They discuss the innovative solutions X'S Sure offers to cover gaps in traditional policies, such as excess cover, tire insurance, and more. Danny also touches on the challenges of maintaining…
Join Tony from Cover as he interviews Yvonne Perumal, Head of Legal at IAM, a division of Standard Bank Group. In this engaging discussion, Yvonne shares her career journey, emphasizing the importance of curiosity, confidence, and mentorship. She talks about transitioning from legal roles to business development in Africa, the value of strategic networks, and balancing high-profile work with…
Join Tony from Cover as he speaks with Kgolagano Zaza Leola, the Head of Collections at Credit Guarantee Insurance Corporation. In this insightful conversation, Kgolagano shares her experiences and expertise, discussing the economy's current pulse, the challenges SMEs face, and the essential skills needed in the credit insurance industry. Kgolagano also provides a personal glimpse into her career…
Join Tony from Cover as he interviews Nicola, a 2025 Certified FPI Financial Planner of the Year & Wealth Manager at Private Client Holdings. Nicola shares her excitement about the recognition, her motivation for entering the contest, the rigorous process involved, and her journey in financial planning. They discuss the importance of continuous learning, holistic financial planning, and the…
Tony from Cover Magazine interviews Vincent Gaudel from LexisNexis Risk Solutions about the rising importance of sanctions lists on businesses. The discussion covers key findings from a recent report on major sanctions lists, especially in light of the war in Ukraine, trends in sanctions actions, and the implications for financial services. Vincent shares insights on the complexity of compliance,…
In this insightful episode, Tony from Cover Magazine sits down with Dr. Marion Morkel, Chief Medical Officer at Sanlam, to discuss the latest trends in health and insurance claims statistics. They delve into key observations such as the rise in cardiovascular and cancer claims, the impact of diseases of lifestyle, and the concerning increase in younger people making claims. Dr. Morkel also…
Inside the Excitement of IUM Golf Day: Planning, Prizes, and Partnerships In this episode, we delve into the intricacies behind IUM Golf Day, an event meticulously planned and executed by an in-house marketing team. Learn about the unique allure of multiple chances to win luxury cars, the extensive planning involved, and how the event fosters industry relationships. Discover insights on insurance…
In this episode of the Cover Mindshift Series, Tony interviews Omar Gemei, the head of Global Placement and Bowing at Marsh for India, Middle East, and Africa. Omar discusses the recent 4% decline in commercial insurance market rates as reported in the Q2 Marsh Global Insurance Index, attributing the decline to increased competition and higher market capacity. He highlights the specific trends in…
n this interview, Tony from Cover speaks with Elke Brink, a wealth advisor at PSG Consult. Elke discusses her unexpected path to a career in finance, her educational journey, and the impact of earning her CFP designation. She shares insights on building client trust, particularly as a young female advisor, and the importance of continuous learning in the ever-changing financial landscape. Elke…
In this episode of the Mind Shift series, Tony interviews Jan-Hendrik, head of underwriting at Western National Insurance, about the challenges and importance of agricultural insurance. They discuss the current state of insurance penetration in the farming community, the evolving risks due to operational changes like diversification into processing and manufacturing, and the significance of full…
Join Tony from Cover as he engages in a comprehensive discussion with Gavin Horne, a seasoned senior underwriter at R&SA, about the importance of risk surveys in the insurance industry. Throughout their conversation, Gavin sheds light on the intricacies of conducting risk surveys, the critical role they play in assessing and pricing insurance, and the responsibilities of insurers, brokers, and…
In this episode, Tony from Cover interviews Jeanette Marais, Group CEO of Momentum, discussing the company's exceptional financial results and strategic initiatives. Jeanette highlights the diversified success of Momentum's nine businesses, with notable achievements despite minor setbacks in Africa. The conversation touches on the company's impact strategy, emphasis on collaboration across…
In this discussion, Tony from Cover interviews Daniel Stoch, Head of Research and Development at Discovery, focusing on the growing significance of income continuation benefits in the insurance industry. Daniel emphasizes the essential role of income protection, particularly for younger individuals, by outlining that future income is a significant financial asset that should be safeguarded. He…
In this conversation, Tony from Cover interviews Steve Piper, head of underwritten intermediary sales at Hollard Life Solutions, about their new product, Hollard Estate Solutions. The innovation aims to simplify estate planning for financial advisors and clients by providing a comprehensive, digital, and user-friendly platform. This platform not only creates a will but also calculates the cost of…
In this episode, Brent sits down with Kali Bagary, VP for Business Development – Africa and Nordics, at Sapiens, to discuss significant breakthroughs in AI-driven data migration for insurers. They delve into how AI is reducing risks, costs, and time for complex legacy data migrations, particularly in long-term insurance policies. The discussion covers the benefits of clean, accurate data for…
In this episode, Tony interviews Daniel van Andel, Head of Platform and Advisor Proposition at Allan Gray, to discuss the current challenges and opportunities facing financial advisors in South Africa. They explore findings from a recent industry barometer report, touching on topics such as compliance, succession planning, fee structures, business growth, technology adoption, and the evolving role…
In this episode of "Mind Shift Series," host Tony from Cover interviews Darryl Grater, Chief Growth Officer at Discovery Insurer and Vitality Drive International. They discuss the evolving landscape of insurance distribution in South Africa, highlighting the central role of brokers, the impact of technology and data-driven solutions, and the increasing regulatory and compliance challenges facing…
In this episode, Tony interviews Leo Holesgrove, Guidewire’s South Africa lead, about the evolving role of brokers in the insurance industry and how Guidewire’s technology is shaping their future. They discuss the increasing demand for digital, seamless insurance experiences, and how Guidewire’s platforms help brokers streamline workflows, improve efficiency, and enhance client relationships. Leo…
Gary Tessendorf, regional director at Sapiens, shares how artificial intelligence is revolutionising the insurance industry across South Africa and Sub-Saharan Africa. Drawing from real-world deployments, the interview highlights: Embedded AI Across the value chain: AI is no longer an add-on - it’s integrated into core systems like underwriting, claims, and policy administration Real-Time…
In this insightful conversation, Graham Harvey, CEO of Cardinal, shares how the company is navigating the complex realities of insurance technology. From compliance pressures to double data capture, Cardinal’s tools aim to simplify and streamline broker workflows. Graham unpacks how their Super User Forum ensures client-driven innovation, and how new acquisitions in claims, self-service, and…
In this episode, Tony sits down with Mark Barrow, Executive Head for South Africa and National Marketing Manager at Mirabilis, to unpack the shifting terrain of construction and engineering insurance. From an oversupply of capacity in small to medium projects, to ESG pressures, treaty reinsurance constraints, and the impact of global disruptions, Mark offers a grounded yet optimistic view of the…
