Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim. Produced by BT Podcasts, The Business Times , SPH Media.
Subscribe:.rss.atom.json.md.m3u.pls
Live Last read · last published · next check
Saves to your Listen queue, to pick up on another day or another device.
Your parents' "boring" Singapore dividend stocks only portfolio just had an upgrade nobody told you about. While everyone's obsessing over US tech, Singapore's equity market has quietly doubled its research coverage, attracted real institutional capital, and uncovered small-cap opportunities most investors haven't even heard of. Correspondent Howie Lim sits down with East Spring's Daniel Lau to…
If you think your bank's "diversified" portfolio is built for your future, think again. In this episode of Money Hacks , we pull back the curtain on the institutional world with Arki Finance founder David Ng. We're dissecting the "product-first" myths, exposing why your "tick-box" diversification might be failing you, and revealing why your obsession with benchmarks is costing you real outcomes.…
Your cash isn't safe just because it's sitting still - it's quietly losing to inflation while you wait for "the right time" to invest. Howie Lim gets StashAway's chief investment officer (CIO) Stephanie Leung to explain why the mass affluent get the worst of both worlds, why gold just earned a permanent seat in your portfolio, and why timing the market is a fool's errand professionals gave up on…
We obsess over what to buy, but when it's time to sell-or hold-we often freeze. Market volatility shouldn't trigger a panic-induced sell-off, yet emotion frequently overrides strategy. In this episode of Money Hacks, Howie Lim, Ritesh Ganeriwal, and Kenneth Chan dissect the crucial "portfolio check-in." Learn how to filter signal from noise, why "doing nothing" is a strategic superpower, and…
Speed is everything in investing-but is it actually the enemy of wealth? We're conditioned to trust human advisors, but what if your portfolio manager, tax expert, and risk officer was a cold, calculating AI? Howie Lim speaks with 8FIGURES founder Andrew Izyumov to ask: can AI truly cure emotional trading habits, or is it just an "artificial sycophant"? Should we let an algorithm manage your…
Retrenchment isn't just a career setback; it's a financial and psychological earthquake. Howie Lim speaks with clinical psychologist Dr Annabelle Chow about navigating the initial shock. What is the single biggest financial mistake most make in the first 48 hours and how to stop panic from driving your decisions? From mastering the "3-bucket" survival strategy to separating your identity from your…
Sudden windfall? Congratulations - now don't screw it up. Let's tackle the messy reality of instant wealth: the 30-day rule before making any big moves, why "generous relative energy" can drain your fortune fast, and the emotional identity crisis nobody warns you about. RBC's Gautam Chadda breaks down guilt-free spending, family giving frameworks, and staying rich long after the confetti settles.…
Markets crash. Portfolios bleed red. And your gut screams "sell everything." But what if the scariest moment in investing is also the most dangerous time to trust your instincts? Howie Lim sits down with Grace Tay from finexis advisory to find out why panic selling turns temporary losses permanent, why "get-evenitis" wrecks recoveries, and how one simple framework - reframe, reset, reenter - can…
Is your financial plan truly resilient, or are you one emergency away from disaster? 61% of households struggle to cope beyond six months after a loss of income. Howie Lim sits down with Sun Life Asia's David Broom to dismantle the myth that resilience equals a high salary. Is Singapore's "safe haven" status creating a false sense of security? And how to stop trading your long-term future for…
You think investing is complicated? That's exactly the problem. What if you could start with $10 with no need to wait for the "right time"? Many entities are quietly embedding finance into everything you already do, and the best investment app feature isn't a chart - it's a well-placed "Are you sure?" Whether you're a first-timer or a seasoned portfolio juggler, this one will change how you think…
Your "ETF and chill" strategy just got a reality check. Halfway through 2026, the S&P 500 is no longer the only game in town - and the smartest investors are quietly restructuring. Chips, crypto, Singapore blue chips, UCITS ETFs - what's hype and what's genuinely worth owning? Oriano Lizza from CMC Markets and Ritesh Ganeriwal from Syfe cut through the noise. Less FOMO, more discipline. This is…
