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Organic Living Diva · Mar 26, 2026

How Pirates, Gold Coins, and Dragons Explain Write Offs

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Brit-Simone · Organic Living Diva

Our family recently took a short trip, a blend of family adventure sprinkled with a little business, and somewhere between packing snacks and planning our days, the conversation turned to tax write-offs.

I made a passing comment about how helpful they can be, which sparked my daughter’s curiosity. She asked me to explain how write-offs actually work. Naturally, I dove in… confident, as most homeschooling mothers tend to be when it comes to explaining things.

But midway through, my husband gently chimed in. With a smile, he pointed out that my explanation, while well-intentioned, might still be a bit… complex for a young mind.

So, in true modern fashion, he turned to his trusty Grok companion and together, they came up with a version that was surprisingly clear, simple, and even a little fun.

And honestly? I think you’ll enjoy it too.

Once upon a stormy sea, Captain Mini-Economist sailed with his crew, your nine-year-old self, right? Everyone on the ship had to toss a gold coin into the treasure chest every day. Why? Because the captain said, “We need that gold for new sails, fixing the mast, feeding the crew, and keeping the dragon, yeah, we have a dragon, happy so he doesn’t torch the boat!”

That’s taxes: everyone chips in so the whole ship (aka the country) stays afloat. No one builds their own sails alone, it’d be chaos!

Now, here’s the cool part: write-offs. If you, Captain Mini, shared your gold with the poor island kids, or gave some to the dragon so he’d guard the ship instead of eating it, the captain would go, “Arrr, good job! You keep two coins back, no tax on those!”

It’s not stealing; it’s like the captain saying, “If you help the crew or tame the dragon, I’ll lighten your load.” Same with real life: donate toys, plant trees, buy a house, the government goes, “Thanks, matey! Less tax for you.”

So next time you see a tax form, just picture a pirate saying, “Aye, that’s our dragon fund, and your write-off is the extra rum, or more age appropriately hot cocoa, you earned!”

As a homeschooling family, we seek to develop the mind and the body daily as we prepare our 9 year old daughter for the life ahead of her. Additionally, as we embrace the development of AI and evolve with it, we have found a limitless virtual assistant resource at our fingertips. Little lessons like the one above add mini adventures to our already fabulous curriculum.

With love, health, and knowledge, may you live abundantly. See you again in the next post.

Warmly,

Brit-Simone

PS - And for those who have wondered where I’ve been since my last post was months ago… around homeschooling and daily life, my side hustle reselling business on eBay and Poshmark is taking off and there are only so many hours in the day.

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Read the original on britsimone.substack.com

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