The Roth Conversion Play for Depressed Crypto Valuations

There’s a tax strategy we keep coming back to in conversations with investors this year, and the current market is what makes it timely.

Crypto is well off its late-2025 highs. Most investors read that as a reason to wait. But for anyone holding a Traditional IRA, a drawdown is precisely when a Roth conversion gets interesting: you convert at today’s depressed valuations, pay tax on the smaller number, and every dollar of the eventual recovery compounds tax-free. The volatility that makes this asset class uncomfortable in a taxable account is exactly what makes it powerful inside a Roth.

The mechanics matter, though — what a self-directed IRA can actually hold, how money moves between custodians without triggering tax, when a conversion makes sense and when it doesn’t, and where alternatives fit in a portfolio built for real financial goals rather than headlines.

This Thursday, we’re covering all of it live. I’m joining a panel alongside three people who each own a piece of this puzzle:

• Tia Henderson (Forge Trust) — the self-directed IRA custodian’s view: what’s permissible and how it works

• Robert Mowry (Del Mar Life Sciences) — the tax strategist’s view: moving retirement money tax-free, and the Roth conversion decision

• Andy Chong, CFA, CEPA (Highline Wealth Partners) — the wealth manager’s view: where alternatives belong in portfolio construction

• And I’ll cover the digital asset case — why this asset class, and why this entry point

Thursday, July 30 · 11:30 AM PT / 2:30 PM ET · Free, live on Zoom, with Q&A

Register for Thursday's Webinar

Can’t make it live? Register anyway — everyone who registers receives the replay.

Bring questions. The Q&A is usually where the best material comes from, and we’re saving real time for it.

— Mike

Blue Coin Insights is published by Blue Coin Capital LLC for educational and informational purposes only. Nothing herein is investment, tax, or legal advice, or an offer to sell or solicitation to buy any security. Consult your own advisors regarding your specific situation.