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Making of a Millionaire

Your PhD in Money. Subscribe for research & insights to make better financial decisions and live a happy life.

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Why Making More Money Never Feels Like Enough

How To Step Off The Hedonic Treadmill

Why We Throw Good Money After Bad

The Math of Knowing When to Quit

What To Do With A Sudden Windfall Of Money

Treating Every Dollar the Same Will Make You Richer

Why You Can't Let Go of Bad Investments

Getting Rich Requires You To Know When To Cut Your Losses

Why Trying Harder is Ruining Your Portfolio

Get Rich By Not Trying

Why Your Why Making More Money Isn't Fixing Your Finances

Fixing Your Leaky Boat

Why Your House is a Terrible Investment

Beware Of The Drywall Trap

How Much Is Too Much To Have In Your Emergency Fund?

Balancing Short and Long Term Risks

Why Checking Your Net Worth is Destroying Your Returns

Monitor But Don't Obsess Over the Number on the Screen

Why "Doing It Yourself" is Keeping You Exhausted

The Frugality Trap

Why "Free Travel" is Quietly Hurting Your Finances

The Rewards Trap

Why the "Golden Era" of ETFs is Actually a Trap

Beware Of The Amusement Park Portfolio

Why Relying on Discipline to Build Wealth is a Losing Battle

The Willpower Trap

Why "Buy Now, Pay Later" is Trashing Your Budget

The Affordability Illusion

Why Micro-Managing Your Money is Not Helping You Save More

A breif introduction to 'mental accounting'

No, You Don't Need to Retire at 35 to Be Happy

When I was young, and stuggiling with my financial life, I was quite into the Financial Indepdence, Retire Early (FIRE) movement.

Think Renting is "Throwing Money Away"? Think Again.

Lukewarm Financial Take #16

Think You Must Put Every Purchase on a Credit Card? Think Again.

Lukewarm Financial Take #15

Think You Should Keep Your Finances Completely Separate From Your Spouse? Think Again.

Lukewarm Financial Take #14

Think You Should Never Pay Off Your Low-Interest Mortgage? Think Again.

Lukewarm Financial Take #13