Auto Insurance Fraud Conviction Stands
Habeas Relief from an Insurance Fraud Conviction Based on an Incorrect Factual Determination Unavailable
Excellence in Claims Handling
A series of writings and/or videos to help understand insurance, insurance claims, and becoming an insurance claims professional and who need to provide or receive competent and Excellence in Claims Handling.
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A Landlord Cannot Collect a Debt that Did Not Exist
Covid Emergency Eviction Moratorium Punishes Landlord
Fraud Conviction for Stranger Originated Life Insurance Fraud
STOLI FRAUD
Attempted Fraud on a Court to Avoid a Ticket Failed
Not Proper To Present False Evidence to a District Judge
Zalma’s Insurance Fraud Letter – August 15, 2026
ZIFL Volume 30, Issue 15
Bad Faith Suit Fails After Insurer Declares Policy Void
State Farm Must Try Breach of Contract Claim Only
The Exhaustion Of Underlying Insurance Is Not Necessary For An Actual Controversy To Exist Regarding Coverage Under An Excess Insurance Policy
Declaratory Relief Was Neither Unnecessary Nor Improper Under The Circumstances
Guilty of Misprison of a Felony Admitted by Owner of Insurers
Second Trial of Coram Nobis Relief Fails
Plaintiff Sues Because State Employees Stigmatized Her
Day Care Owner Loses Subsidies Because She Criticized State
It Doesn’t Pay to Lie in an Application for Insurance
Rescission for Material Misrepresentation
Insurance Fraud is a Violent Crime
Disbarment of Defendant Admissible as Intrinsic Evidence of Fraud Case
Zalma’s Insurance Fraud Letter - August 1, 2026
THE SOURCE FOR THE INSURANCE FRAUD PROFESSIONAL
Suit Fails for Lack of Subject Matter Jurisdiction
Statutory Benefits vs. Rights of an Indispensable Party
Amended Complaint Utterly Failed to Comply with Basic Pleading Requirements
Missing Insurance Check Resulted in More than 200 Page Pro Se Complaint
Guilty of Conspiracy to Commit Fraud, Wire Fraud, and Mail Fraud
Fraudster’s Suit Fails and Defendant Stays in Jail
Assignment of a Bad Faith Claim Worthless
Failure to Immediately Offer Policy Limits not Bad Faith
Insurers Are Sufficiently Sophisticated to Write Any Exclusion it Desired
Public Policy May Not Change Insurance Policy Wording
The Burned-Up Russian
Immigrant Tries Arson for Profit
Personal Jurisdiction Requires Minimum Contacts With Texas
Specific Jurisdiction is Related to an Activity Conducted Within the Forum State.
The Real Cost of Fraud
The Largest Residential Burglary of All Time
Commit Fraud and Suffer Consequences
Victims of Fraud Should Always Fight Back Proactively
Search Warrant Produces Evidence of Insurance Fraud
Chutzpah is not Enough
The Great Jewel Theft
Fraud Shouldn’t Pay
Swoop & Squat Fails
The Only Solution to Fraud is to Take the Profit Out of the Crim