The Myth That You Need Debt to Have Good Credit

You've heard it from a friend, a forum, maybe even a financial advisor: you need to carry a balance to build credit. You don't. Harry Jacobs dismantles this expensive myth completely — explaining why the credit bureaus don't see your interest payments, only your behavior, and how you can build and maintain an excellent credit score without owing a dollar to anyone. Including a woman in her 60s…