Apollo’s Universe of APIs

Apollo offers lending APIs that can be easily integrated by Fintechs and partner NBFCs. Our APIs are RESTful, and all responses are in JSON format. We have UAT (test) and Prod (live) platforms. API keys for these environments will be generated at the time of integration.

Apollo has integration with different credit bureaus to get the borrower's credit score and credit history.

• Apollo Credit API 1

• Apollo Credit API 2

The below-mentioned APIs are used for creating, updating and knowing the status of the loan

• This API is used to create a loan in Apollo’s Loan Management System. We support different types of loans with different repayment frequencies:

  • Personal Loan (monthly/weekly/daily repayment)

  • Micro Loan

  • Consumer Loan

• Integrating with this API allows Fintechs to retrieve the current status of a loan within Apollo's Loan Management System. It provides real-time information for efficient tracking of the loan application.

• To receive automatic updates on loan status changes via webhook, eliminating the need for continuous API calls.

• Loan Update API is used to update limited information about the loan that was previously created on Apollo's LMS

These APIs/webhooks are required to communicate the disbursement status between Apollo and Fintechs/Partner NBFCs

• Disbursement Status Read API

  • Integrating with this API allows Fintechs to retrieve the current disbursement status of loan/drawdown.

• Disbursement Status Webhook

  • To receive automatic updates on disbursement status changes via webhook, eliminating the need for continuous API calls.

• Disbursement Status Update API:

  • To inform Apollo about the disbursement status of the loan

• This API is needed to inform Apollo about the repayment collected from the borrower

• This webhook notifies the fintech/partner NBFCs about the change in the status of the repayment post reconciliation that was previously created using the Repayment API

• This API is used to check whether the borrower belongs to the negative list (defaulter or fraud) of Apollo

• This API is to generate NOC (No Objection Certificate) from Apollo Finvest for loans that are closed on Apollo’s LMS

• This API is used to upload documents to Apollo’s S3 bucket

With our cKYC APIs, Fintechs and partner NBFCs can search, download, upload and update borrower's cKYC information. APIs available:

• cKYC Search API

• cKYC Download API

• cKYC Upload API

• cKYC Update API.

Please email us at business@apollofinvest.com to request a demo and complete documentation.