Plaid is a data network that powers the tools millions of people rely on to live a healthier financial life. Plaid works with thousands of companies like Venmo, SoFi, and Betterment, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers more than 12,000 financial institutions across the US, Canada, UK and Europe. Headquartered in San Francisco, the company was founded in 2013 by Zach Perret and William Hockey.

Industry

Software Development

Company size

501-1,000 employees

Headquarters

San Francisco , California

Type

Privately Held

Founded

2013

• 259,277 followers

  4d

  Cardless uses Plaid Identity Verification to catch harder-to-detect fraud, without slowing down legitimate applicants. 🎯 Goal: Stop sophisticated fraud without adding friction 🏆 How: By adding an extra check for riskier signups, Cardless saw more completed verifications, fewer false declines, and better fraud detection across the board Read their story: pla.id/cardless

• 259,277 followers

  1w Edited

  One account only tells half the story. We're helping Personetics see the rest 🔭 Banks and credit unions using Personetics now get a fuller picture of customer accounts through Plaid connectivity, so they can deliver personalized experiences and keep powering the financial lives of the customers who count on them. Announcement details here: pla.id/personetics

• 259,277 followers

  2w Edited

  Atlanticus uses Plaid's cash flow data to help its bank partners see beyond a credit score. 🎯 Goal: Reach more creditworthy borrowers, including the ones a bureau score alone might miss. 🏆 How they did it: By layering cash flow data on top of bureau data, Atlanticus bank partners now approve approximately 27% more applicants without loosening risk standards. Read their story: pla.id/atlanticus

• Plaid reposted this

  3w

  Today Plaid was awarded a Tearsheet AI & Data Innovation Award for our network intelligence, foundational model effort and insight products enabling more accurate credit, fraud, and payment risk decisions. As intelligent finance evolves, it will require new systems that recognize patterns, context, and outcomes as information changes and money moves over time. More than half of Americans with a bank account have used Plaid, and over a million connections happen every day. We’re turning that data network into models that help improve how financial services work, making products more personalized, useful and safe.  Stay tuned - much more to come! https://lnkd.in/g42nVK-e

  The 2026 Tearsheet AI Innovation Awards: Recognizing the Builders of AI-Powered Finance - Tearsheet https://tearsheet.co

• Plaid reposted this

  3w

  Today, Sierra and Plaid are launching one of the coolest and most useful AI agent experiences I’ve seen yet. Sierra’s new agents are using Plaid to tackle one of AI’s biggest challenges: long-term work. This year, there has been a wave of new user experiences for financial services, all powered by AI. I’ve had a front row seat supporting builders as they use AI to build incredibly creative and useful new products. A year ago, it felt revolutionary to use Plaid’s Dashboard MCP to debug support issues. Now Sierra can handle long-term financial workflows with Plaid-powered bank linking. This means consumers will soon be able to enjoy better support experiences like loan refinancing, fraud mitigation, making a payment, and other financial journeys. Read more from Will Robinson and Clay Bavor on our partnership and how we're moving AI agents beyond question-and-answer tasks and toward agents that can act autonomously to achieve a more complex goal.

  259,277 followers

  3w

  The flow of financial services used to move from branch to website to app. Now it's just a conversation, with one agent 💬 With Plaid Link built into Sierra, that agent can securely connect your bank account mid-chat and use that data to keep longer-running workflows moving, like refinancing a loan, collecting a payment, or settling a claim. No dropped threads and no starting over. Read the full announcement here: pla.id/sierra