Wise

The fast way to send money abroad

Send money to family and friends. Make transfers with more certainty. Most arrive in under 20 seconds.1 Deliver to 140+ countries.

See our fees and speeds to:

You send exactly

Recipient gets

  • Instant, secure transfers

    Designed to deliver. 74% of transfers arrive in under 20 seconds, and 95% in a day. 1

  • An exchange rate that won’t change

    Lock in exactly what your recipient will get for up to 24 hours. If the rate drops, you won’t lose out.

  • 24/7/365 customer support

    Get help from our experts by phone, email or chat any time.

Make your money
do more

Spend, receive and manage money internationally, as easily as you do at home.

  • Wise balance for United States dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any hidden fees or markups.

  • 3.14%APY on USD

    Receive interest*

    Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.1 1

*Receive interest is not available to residents of New York and Alaska at this time.

Safe at every step

14.8 million customers, businesses and banks use Wise every day. They move $16 billion every month. Here’s how we keep each dollar safe.

Federally regulated

Regulated nationwide, with 65 licences worldwide to keep your money moving.

Safeguarded funds

Your money is protected in a safeguarded, separate account. Learn more.

Specialized anti-fraud tech

Over 1,000 experts and our smart systems run 7 million checks every day to spot and stop fraud.

Built for business too

Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.

Wise works nearly everywhere

Send money

Account details

Hold and convert money

  • United Arab Emirates dirham

  • Argentine peso

  • Australian dollar

  • Bangladeshi taka

  • Canadian dollar

  • Swiss franc

  • Chilean peso

  • Chinese yuan

  • Colombian peso

  • Costa Rican colón

  • Czech koruna

  • Danish krone

  • Egyptian pound

  • Euro

  • British pound

  • Georgian lari

  • Ghanaian cedi

  • Hong Kong dollar

  • Hungarian forint

  • Indonesian rupiah

  • Israeli shekel

  • Indian rupee

  • Japanese yen

  • Kenyan shilling

  • South Korean won

  • Sri Lankan rupee

  • Moroccan dirham

  • Mexican peso

  • Malaysian ringgit

  • Nigerian naira

  • Norwegian krone

  • Nepalese rupee

  • New Zealand dollar

  • Peruvian sol

  • Philippine peso

  • Pakistani rupee

  • Polish złoty

  • Romanian leu

  • Swedish krona

  • Singapore dollar

  • Thai baht

  • Turkish lira

  • Tanzanian shilling

  • Ukrainian hryvnia

  • Ugandan shilling

  • United States dollar

  • Uruguayan peso

  • Vietnamese dong

  • South African rand

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