You could get back less than you invest. UK residents. Ts&Cs apply.
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We could double your salary if you get paid into Monzo by Bacs. There’ll be 10 lucky Monzo customers every month.
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Save for the things that matter.
1. Select Access has a £500 minimum deposit. If you withdraw more than twice in 12 months, we’ll lower your rate to 2.60% AER (variable) if you have a free current account, or to 3.10% AER (variable) if you have Perks, Max, Plus or Premium until the one-year anniversary of opening this Pot.
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It all starts with a Hot Coral card
Current account
Our signature Hot Coral current account that fits your finances.
Enjoy fee-free payments abroad, instant notifications, credit insights, Pots and automated roundups.
UK residents. Ts&Cs apply.
Which? recommended 2 years in a row
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Did you know?
Over 2 million people
have joined Monzo's Saving Challenge in 2026.
£131
is how much extra our customers save on average each year using roundups.
£8.5 billion
is the total amount our customers are saving in Instant Access Savings Pots.
Around 1000
fraud attempts are caught each month thanks to our Call Status feature.
£4.56 million
was the total cashback earned by Monzo customers in 2024.
Published August 2026
Independent service quality survey results
Personal current accounts
As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Published February 2026
Authorised push payment (APP) fraud rankings in 2024
Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. Information about Monzo’s performance prior to the introduction of the reimbursement requirement in October 2024 can be found in PSR's latest APP Scams Performance Report published in February 2026.