¹ Monthly financing through Klarna issued by WebBank.

CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.

² Use your card anywhere Visa is accepted. Certain merchant, product, good and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarna Membership Plan.

³ Paid membership required to earn Klarna Cashback Rewards using your Klarna Card. Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Other limitations, conditions, and restrictions apply to benefits like Klarna Membership cashback.

⁴ Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures.

⁵ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.

⁶ Klarna mobile plan provides priority data on AT&T’s 5G network (QCI 8) for more consistent speeds and lower latency during congestion.

⁷ Klarna Cashback Rewards are awarded as points which can be redeemed for cash and other benefits. Klarna Balance required. Other limitations, conditions, and restrictions apply to benefits like Klarna Membership cashback.

The Cancel For Any Reason service is provided by Klarna and is not insurance. Terms and limits apply.

Installation process can take a few minutes. Stable internet connection and eSIM compatible device required.

⁸ Klarna and Apple Pay is available in-store on iPhone and online or in-apps on iPhone or iPad.

Software requirements apply. Use Klarna’s plans for a service fee, loans issued by WebBank. Loans not offered by Apple. Terms apply.

⁹ Google Pay is a trademark of Google LLC. Klarna loans on Google Pay issued by WebBank.