$0 account fees2
Keep your money working toward your goals.
$0 commissions
Trade US stocks and ETFs commission free online.1
Trade any amount
Buy US stocks and ETFs for as little as $1 with fractional shares.3
Tax savings
Any investment growth in a Roth is tax-free, with tax-free withdrawals in retirement.4
Access to your contributions
Any amount you add to your Roth can be withdrawn without taxes or penalties, anytime, for any reason.
Numerous ways to invest
Whether you invest on your own or have us do it, you can choose from stocks to ETFs to crypto and more.
Triple-tax advantage
Get tax-deductible contributions, no immediate tax on earnings, and tax-free withdrawals for qualified medical expenses.5
No account fees
Fidelity’s HSA has no account fees or minimums, and $0 commissions for US stock & ETF trades.6
Not “use-it-or-lose-it”
The money’s always yours. You can earn interest on cash, grow your account by investing, or do both.
Tax-smart savings
Any earnings grow federal income tax-deferred, and you can get tax-free withdrawals for qualified education expenses.
Flexible use of funds
Pay for college, trade school, and K–12 nationwide, including tuition, fees, and books.7
Your money can work harder
No minimums to open and no account fees.2 Plus, start early and your money could potentially grow more.