Introduction

This Privacy Policy describes the ways Cetera Financial Group, Inc. (“CFG”) and its affiliated firms (collectively, “we,” “us,” “our,” or “Cetera”) collect, use, share, and protect information about you. By accessing or using any of our websites, mobile applications, other online or downloadable products and services, or offline services and tools, including call centers, offline enrollment tools, surveys, and other applications , visiting our offices or facilities, or doing business with CFG (each a “Service” collectively, the “Services”), including but not limited to acting as an employee, owner, director, officer, or contractor of a company that does business with us(collectively, “Business Contacts”), you agree to the practices described in this Privacy Policy regarding our collection, use, disclosure, and protection of information about you.

We also include specific disclosures for residents of California.