The S&P 500 recently hit a new all time high. The index has doubled since 2023. The 30-year treasury recently exceeded 5%, the highest level since 2007. The bond yield has been increasing since 2020. The stock market has been led by a few tech companies. Stock prices are driven by sentiment. Sentiment can change quickly....
This is the Golden Era of Fixed Assets Best index and income annuities available in my 27-year career! – Highest returns ever seen: 7.5% – 15.5% average annual returns 10-20 years – Up to 27% signing bonuses are available up to age 89 in most states. – Highest guaranteed lifetime income o 8-10% guaranteed annual...
Index Annuity Poor Performance Reasons Caps and other limits Indexes with historical low returns Low interest rates when purchased (2022 or earlier) Who should contact me: Own or considering annuity with caps (less than 10% annual caps) Suffering low returns (likely poor performing index) Purchased annuity 2022 or earlier
Election Integrity is the greatest challenge of our generation. China stole 220 million American voter files then created large numbers of fraudulent driver’s licenses to allow non-citizens to vote. US intelligence agencies knew about this yet did nothing and hid the info from the President and the American people. The Department of Homeland Security...
Ferenc shared the best index annuity product he has seen in his 26-year career recently became available. Unfortunately, this product is only available up to age 80. Now, the best index annuity product for 81-89 year olds has recently become available. There are two options: S&P 500 and NASDAQ 100 indexes with 9-10% average annual...
New technology has created market bubbles throughout history. The technology changes, the times change, yet human behavior does not. The price of an asset ultimately is what someone is willing to pay for it. When there are not more buyers willing to pay the price, the correction starts. It is not about intelligence....
UBS has stated that 60% of companies are greatly reducing their US Artificial Intelligence usage in favor of Chinese AI due to the reduced costs. Chinese AI costs are up to 95% less than US AI technology. Benchmark tests are showing that Chinese AI is 80 – 95% as effective as US AI. ...
The US Equity Market Valuation has hit the highest level ever recorded! This combined metric includes P/E, Forward P/E, Shiller P/E, EV/EBITDA, Price-to-Book, Price-to-Sales, Q Ratio, Return on Equity (RoE), and the Warren Buffett Indicator. The US Equity Market Valuation metric has hit the 80% percentile 5 times since 1900. Each time this happened...
Inflation has increased for the third consecutive month. Historically, inflation happens in waves. The recent Federal Reserve meeting was the first one with the new Chairman, Kevin Warsh. Following are the highlights: Half of the Fed Governors projected a rate increase in 2026 None of the Fed Governors project a rate decrease. The Fed has...
IPO’s over the past 45 years that debut above 40x sales underperform the market by 58% over the next 3 years. SpaceX IPO initial price was about 90x sales. The lower the price to sale ratio, the better the returns long-term. The top 10 largest IPO’s price dropped an average of 35% in 6 months....