my name is dhruv luthra. i started this to share some of my writing, though that usually happens sporadically and in bursts, rather than at a set cadence. i ...
lately, there's been a lot of chatter, including from sam altman, around how compute will be metered as utilities. another analogy people like to make is comparing compute to commodities like oil. from some dimensions, the analogies make sense. like utilities, delivering intelligence requires massive up-front capital expenditure. like commodities, ai compute is becoming a universal input to a vast…
december 2025 will be remembered as the moment agentic coding had its chatgpt moment. the latest generation of models, such as opus 4.5, gpt 5.2 codex, and gemini 3.5, are a stepwise increase in autonomous programming ability. much like chatgpt's product experience was able to illustrate gpt 3.5's capabilities and value, the ergonomics of agentic cli tools like claude code, codex, and opencode are…
i've been thinking about two important consequences of our current trajectory with artificial intelligence: currently, intelligent, autonomous systems are very bad at knowing what is real and what isn't. they are also very easy to trick and manipulate. the technologies underlying these systems are centralizing power among those with the most amount of compute possible. both of these consequences…
as i've gain experience in my career working in the technology, i've begun to develop my own views on how to continue growing. there is a common trope in silicon valley and the technology industry: the only two things that matter are if you can build and/or if you can sell. it's framed as how to make yourself valuable. however, i have never really tried to "make myself valuable." instead, i simply…
technology has alway been driven by platform shifts. every decade or so, there is a fundamental breakthrough in science and engineering that leads to exponential change over the next decade. in this post, i will summarize the two platform shifts that are most exciting and interesting to me, as well as lay out two additional platform shifts that i expect to follow in a ten - twenty year time frame.…
for the last four and a half years, i have worked in debt capital markets building data analytics tools for consumer credit issuers and investors (including consumer unsecured loans and mortgages). i have gotten exposure to the largest credit firms in the industry, from originators, to asset management firms, to securitizations issuers. lately, you hear a lot about "private credit" being the hot…
there is a lot of controversy around how generative ai will impact creative disciplines, especially media. the controversy revolves around whether ai generated "art" is really art, or should be valued to the same degree as art that humans create them. like most things online, both ends of the spectrum are pretty extreme and lack nuance. my overall position is that "art" is meant to express meaning…
there have been a lot of ai wearables in the news over the last 6-12 months. the two big, expensive, hyped launches were rabbit and humane. both flopped quite rather spectacularly. rabbit introduced something called a "large action model at the operating system level," but it turned out to be too slow. the humane founder was completely unable to show why his product was interesting. however, the…